{"id":172,"date":"2024-08-02T20:50:45","date_gmt":"2024-08-02T20:50:45","guid":{"rendered":"https:\/\/pasaulioprojektai.lt\/index.php\/2024\/08\/02\/fintech-imones-pertvarko-bankininkyste-naujoviskais-metodais\/"},"modified":"2024-08-02T20:50:45","modified_gmt":"2024-08-02T20:50:45","slug":"fintech-imones-pertvarko-bankininkyste-naujoviskais-metodais","status":"publish","type":"post","link":"https:\/\/pasaulioprojektai.lt\/index.php\/2024\/08\/02\/fintech-imones-pertvarko-bankininkyste-naujoviskais-metodais\/","title":{"rendered":"Fintech \u012fmon\u0117s pertvarko bankininkyst\u0119 naujovi\u0161kais metodais"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"articleBody\">\n<p>\u201eFintech\u201c pramon\u0117, kuriai vadovauja tokios organizacijos kaip \u201ePagaya Technologies\u201c, \u201eShift4 Payments\u201c ir \u201eMercado Libre\u201c, spar\u010diai vystosi d\u0117l technologij\u0173 ir automatizavimo galios.  \u0160ios \u012fmon\u0117s kei\u010dia klient\u0173 patirt\u012f ir finansines operacijas, meta i\u0161\u0161\u016bk\u012f tradicin\u0117ms bank\u0173 sistemoms.  J\u0173 novatori\u0161ki metodai atspindi kintan\u010dius klient\u0173 ir pramon\u0117s poreikius.<\/p>\n<p>\u201ePagaya Technologies\u201c, pagrindin\u0117 \u201efintech\u201c \u017eaid\u0117ja, suk\u016br\u0117 kredito vertinimo \u012frank\u012f, naudodama dirbtin\u012f intelekt\u0105 ir duomen\u0173 analiz\u0119.  Nepaisant grynojo nuostolio, pirm\u0105j\u012f ketvirt\u012f bendrov\u0117s pajamos, palyginti su per metus, padid\u0117jo 31%.  \u012emon\u0117s s\u0117km\u0117, nepaisant finansini\u0173 i\u0161\u0161\u016bki\u0173, i\u0161ry\u0161kina j\u0173 geb\u0117jim\u0105 prisitaikyti.  Naujasis \u012frankis si\u016blo tikslesn\u012f kredito rizikos \u012fvertinim\u0105, suma\u017einant kredito paskirstymo rizik\u0105 didel\u0117s rizikos asmenims ar subjektams.<\/p>\n<p>Reaguodama \u012f augan\u010di\u0105 internetini\u0173 operacij\u0173 apdorojimo paklaus\u0105, kita didel\u0117 finansini\u0173 technologij\u0173 \u012fmon\u0117 \u201eShift4 Payments\u201c patyr\u0117 didel\u012f finansin\u012f augim\u0105.  J\u0173 bendrosios pajamos siek\u0117 707,4 mln. USD, pager\u0117jo EBITDA ir laisvi pinig\u0173 srautai. <\/p>\n<h2>Fintech \u012fmon\u0117s transformuoja tradicin\u0119 bankininkyst\u0119<\/h2>\n<p>  \u012emon\u0117s s\u0117km\u0117, nepaisant akcij\u0173 kurso svyravim\u0173, siejama su novatori\u0161ku po\u017ei\u016briu.<\/p>\n<p>\u201eMercado Libre\u201c, Lotyn\u0173 Amerikoje gerai \u017einoma kaip skaitmenin\u0117 rinka, per savo padalin\u012f \u201eMercado Pago\u201c atlieka svarb\u0173 vaidmen\u012f \u201efintech\u201c.  \u0160is padalinys si\u016blo \u012fvairius mok\u0117jimo sprendimus vartotojams ir \u012fmon\u0117ms, panaikindamas tradicines bankininkyst\u0117s kli\u016btis ir papildydamas regiono skaitmenin\u0119 ekonomik\u0105.<\/p>\n<p>Pasaulio ekonomikai skaitmeninant, fintech sektorius tampa vis patrauklesnis gerov\u0117s k\u016brimui.  \u0160ios naujovi\u0161kos \u012fmon\u0117s kei\u010dia finans\u0173 scen\u0105, didindamos skaitmenini\u0173 operacij\u0173 efektyvum\u0105 ir skaidrum\u0105.  Jie taip pat siekia finansin\u0117s \u012ftraukties ir kovoja su suk\u010diavimu pasitelkdami pa\u017eangias finans\u0173 sistemas, didindami pasitik\u0117jim\u0105 internetin\u0117mis operacijomis.<\/p>\n<p>Naudodamos dirbtin\u012f intelekt\u0105 ir ma\u0161inin\u012f mokym\u0105si \u0161ios \u012fmon\u0117s numato rinkos tendencijas, kad pad\u0117t\u0173 klientams priimti pagr\u012fstus finansinius sprendimus.  Vadovaudamiesi skland\u017eiais ir efektyviais procesais, jie i\u0161 naujo formuoja bankininkyst\u0117s ir finans\u0173 ateit\u012f.  Revoliucija atveria naujas galimybes \u012fmon\u0117ms ir asmenims.<\/p>\n<p>\u0160ios \u201efintech\u201c \u012fmon\u0117s investuotojams suteikia galimyb\u0119 gauti didesn\u0119 gr\u0105\u017e\u0105, nes jos ir toliau kuria naujovi\u0161kus sprendimus.  J\u0173 ind\u0117lis \u012f finansini\u0173 paslaug\u0173, toki\u0173 kaip skaitmenin\u0117s pinigin\u0117s, mok\u0117jim\u0173 apdorojimas ir tarpusavio skolinimas, tobulinim\u0105 yra perspektyvus kontekstas investuotojams.  Ta\u010diau potencial\u016bs investuotojai, prie\u0161 priimdami investicinius sprendimus, tur\u0117t\u0173 atsi\u017evelgti \u012f rizik\u0105, susijusi\u0105 su fintech pramone, ir atlikti i\u0161sam\u0173 patikrinim\u0105.<\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.smallbiztechnology.com\/archive\/2024\/08\/fintech-firms-reshape-banking-with-innovative-approaches.html\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201eFintech\u201c pramon\u0117, kuriai vadovauja tokios organizacijos kaip \u201ePagaya Technologies\u201c, \u201eShift4 Payments\u201c ir \u201eMercado Libre\u201c, spar\u010diai vystosi d\u0117l technologij\u0173 ir automatizavimo galios. \u0160ios \u012fmon\u0117s kei\u010dia klient\u0173 patirt\u012f ir finansines operacijas, meta i\u0161\u0161\u016bk\u012f tradicin\u0117ms bank\u0173 sistemoms. J\u0173 novatori\u0161ki metodai atspindi kintan\u010dius klient\u0173 ir pramon\u0117s poreikius. \u201ePagaya Technologies\u201c, pagrindin\u0117 \u201efintech\u201c \u017eaid\u0117ja, suk\u016br\u0117 kredito vertinimo \u012frank\u012f, naudodama dirbtin\u012f intelekt\u0105 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":173,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-172","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-verslas-mazos-imone"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/posts\/172","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/comments?post=172"}],"version-history":[{"count":0,"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/posts\/172\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/media\/173"}],"wp:attachment":[{"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/media?parent=172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/categories?post=172"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pasaulioprojektai.lt\/index.php\/wp-json\/wp\/v2\/tags?post=172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}